Lender in Illinois · HMDA 2025
Cibm Bank mortgages in Illinois
Cibm Bank's 2025 home-purchase and refinance lending in Illinois, compared with all lenders in the state.
Cibm Bank originated 231 owner-occupied single-family loans in Illinois from 247 completed applications.
Its median conventional purchase loan costs were $6,100 versus $6,090 for all Illinois lenders, at a median 30-year fixed rate of 6.75% (Illinois: 6.625%).
Loans in IL
231
of 247 applications
Denial rate
7.7%
Purchase · IL 9.2%
Rate spread
+0.28 pts
Conv. · IL +0.27 pts
Loan amount
$285,000
Purchase · IL $275,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 194 | 178 | 7.7% | 6.750% | +0.28 pts | $6,100 | $285,000 |
| Refinance | 44 | 44 | 0.0% | 6.500% | −0.04 pts | $2,780 | $305,000 |
| Cash-out refinance | 9 | 9 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology