Lender in Rhode Island · HMDA 2025
Citizens Bank, N.A. mortgages in Rhode Island
Citizens Bank, N.A.'s 2025 home-purchase and refinance lending in Rhode Island, compared with all lenders in the state.
Citizens Bank, N.A. originated 220 owner-occupied single-family loans in Rhode Island from 258 completed applications, making it the state's #14 lender by volume.
Its median conventional purchase loan costs were $6,070 versus $5,000 for all Rhode Island lenders, at a median 30-year fixed rate of 6.50% (Rhode Island: 6.625%).
Loans in RI
220
of 258 applications
Denial rate
11.3%
Purchase · RI 6.6%
Rate spread
−0.02 pts
Conv. · RI +0.16 pts
Loan amount
$415,000
Purchase · RI $415,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 124 | 109 | 11.3% | 6.500% | −0.02 pts | $6,070 | $415,000 |
| Refinance | 48 | 40 | 14.6% | 6.250% | +0.03 pts | $4,110 | $195,000 |
| Cash-out refinance | 86 | 71 | 17.4% | 6.750% | +0.15 pts | $4,360 | $245,000 |
*Conventional loans only; medians with at least 20 loans.
Rhode Island counties where Citizens Bank, N.A. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Bristol County | 7 | 17 | 3.4% |
| Washington County | 15 | 25 | 1.9% |
| Kent County | 16 | 51 | 2.0% |
| Newport County | 16 | 11 | 1.5% |
| Providence County | 18 | 116 | 1.7% |
- Citizens Bank, N.A. nationwide
- Rhode Island mortgage market
- Citizens Bank, N.A. in New York
- Citizens Bank, N.A. in Pennsylvania
- Citizens Bank, N.A. in Massachusetts
- Citizens Bank, N.A. in Ohio
- Citizens Bank, N.A. in New Jersey
- Citizens Bank, N.A. in Connecticut
- Citizens Bank, N.A. in Florida
- Citizens Bank, N.A. in Michigan
- Citizens Bank, N.A. in Virginia
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology