Lender in California · HMDA 2025
Coastal Funding SLC, Inc. mortgages in California
Coastal Funding SLC, Inc.'s 2025 home-purchase and refinance lending in California, compared with all lenders in the state.
Coastal Funding SLC, Inc. originated 217 owner-occupied single-family loans in California from 219 completed applications.
Its median conventional purchase loan costs were $6,300 versus $7,920 for all California lenders, at a median 30-year fixed rate of 6.875% (California: 6.625%).
Loans in CA
217
of 219 applications
Denial rate
0.0%
Purchase · CA 8.9%
Rate spread
+0.24 pts
Conv. · CA +0.09 pts
Loan amount
$555,000
Purchase · CA $575,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 141 | 141 | 0.0% | 6.875% | +0.24 pts | $6,300 | $555,000 |
| Refinance | 57 | 55 | 0.0% | 6.625% | +0.18 pts | $3,820 | $615,000 |
| Cash-out refinance | 21 | 21 | 0.0% | — | — | — | $465,000 |
*Conventional loans only; medians with at least 20 loans.
California counties where Coastal Funding SLC, Inc. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| San Luis Obispo County | 4 | 127 | 5.4% |
| Santa Barbara County | 17 | 37 | 1.4% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology