Lender in Massachusetts · HMDA 2025
Colorado Federal Savings Bank mortgages in Massachusetts
Colorado Federal Savings Bank's 2025 home-purchase and refinance lending in Massachusetts, compared with all lenders in the state.
Colorado Federal Savings Bank originated 285 owner-occupied single-family loans in Massachusetts from 303 completed applications.
Its median conventional purchase loan costs were $4,860 versus $5,240 for all Massachusetts lenders, at a median 30-year fixed rate of 6.375% (Massachusetts: 6.575%).
Loans in MA
285
of 303 applications
Denial rate
4.0%
Purchase · MA 6.3%
Rate spread
−0.08 pts
Conv. · MA +0.02 pts
Loan amount
$515,000
Purchase · MA $495,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 225 | 215 | 4.0% | 6.375% | −0.08 pts | $4,860 | $515,000 |
| Refinance | 71 | 63 | 11.3% | 6.250% | −0.13 pts | $3,560 | $475,000 |
| Cash-out refinance | 7 | 7 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Massachusetts counties where Colorado Federal Savings Bank ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Bristol County | 23 | 61 | 1.0% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology