Lender in Mississippi · HMDA 2025
Community Bank of Mississippi mortgages in Mississippi
Community Bank of Mississippi's 2025 home-purchase and refinance lending in Mississippi, compared with all lenders in the state.
Community Bank of Mississippi originated 929 owner-occupied single-family loans in Mississippi from 1,087 completed applications, making it the state's #7 lender by volume.
Its median conventional purchase loan costs were $4,070 versus $4,460 for all Mississippi lenders, at a median 30-year fixed rate of 6.625% (Mississippi: 6.625%).
Loans in MS
929
of 1,087 applications
Denial rate
7.6%
Purchase · MS 11.3%
Rate spread
+0.86 pts
Conv. · MS +0.26 pts
Loan amount
$215,000
Purchase · MS $245,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 628 | 544 | 7.6% | 6.625% | +0.86 pts | $4,070 | $215,000 |
| Refinance | 430 | 360 | 9.3% | — | +2.32 pts | $1,740 | $105,000 |
| Cash-out refinance | 29 | 25 | 13.8% | — | — | — | $215,000 |
*Conventional loans only; medians with at least 20 loans.
Mississippi counties where Community Bank of Mississippi ranks in the top 25
Showing the 30 counties where it ranks highest, of 51.
| County | Rank | Loans | Market share |
|---|---|---|---|
| Jones County | 1 | 164 | 30.3% |
| Sunflower County | 1 | 35 | 27.8% |
| Greene County | 1 | 27 | 32.1% |
| Smith County | 1 | 23 | 21.1% |
| Jasper County | 1 | 15 | 19.2% |
| Attala County | 1 | 14 | 11.9% |
| Leake County | 1 | 11 | 9.7% |
| Perry County | 1 | 8 | 10.7% |
| Scott County | 2 | 32 | 19.1% |
| Newton County | 2 | 15 | 10.4% |
| Sharkey County | 2 | 1 | 12.5% |
| Monroe County | 3 | 27 | 9.4% |
| George County | 3 | 22 | 6.3% |
| Clarke County | 3 | 10 | 7.9% |
| Covington County | 3 | 8 | 7.3% |
| Wayne County | 3 | 8 | 10.1% |
| Humphreys County | 3 | 2 | 5.0% |
| Rankin County | 5 | 133 | 5.5% |
| Holmes County | 5 | 2 | 6.1% |
| Neshoba County | 6 | 6 | 3.5% |
| Lauderdale County | 7 | 18 | 3.2% |
| Simpson County | 7 | 8 | 4.2% |
| Lee County | 8 | 27 | 2.9% |
| Forrest County | 8 | 25 | 3.2% |
| Itawamba County | 8 | 5 | 2.5% |
| Kemper County | 8 | 1 | 4.0% |
| Stone County | 9 | 6 | 3.2% |
| Leflore County | 9 | 3 | 1.9% |
| Union County | 10 | 5 | 2.3% |
| Tunica County | 10 | 1 | 3.2% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology