Lender in Kansas · HMDA 2025
Communityamerica Credit Union mortgages in Kansas
Communityamerica Credit Union's 2025 home-purchase and refinance lending in Kansas, compared with all lenders in the state.
Communityamerica Credit Union originated 1,132 owner-occupied single-family loans in Kansas from 1,184 completed applications, making it the state's #6 lender by volume.
Its median conventional purchase loan costs were $3,180 versus $3,290 for all Kansas lenders, at a median 30-year fixed rate of 6.625% (Kansas: 6.625%).
Loans in KS
1,132
of 1,184 applications
Denial rate
1.5%
Purchase · KS 6.6%
Rate spread
+0.19 pts
Conv. · KS +0.18 pts
Loan amount
$355,000
Purchase · KS $255,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 990 | 974 | 1.5% | 6.625% | +0.19 pts | $3,180 | $355,000 |
| Refinance | 100 | 88 | 11.0% | 6.125% | −0.02 pts | $2,890 | $315,000 |
| Cash-out refinance | 94 | 70 | 25.5% | 6.875% | +0.30 pts | $3,030 | $245,000 |
*Conventional loans only; medians with at least 20 loans.
Kansas counties where Communityamerica Credit Union ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Johnson County | 1 | 860 | 8.8% |
| Wyandotte County | 2 | 132 | 6.9% |
| Miami County | 3 | 29 | 4.8% |
| Trego County | 4 | 1 | 5.9% |
| Leavenworth County | 7 | 49 | 3.4% |
| Stafford County | 7 | 1 | 4.5% |
| Franklin County | 12 | 9 | 2.0% |
| Linn County | 12 | 2 | 1.9% |
| Atchison County | 15 | 2 | 1.0% |
| Osage County | 16 | 3 | 1.3% |
| Allen County | 16 | 1 | 1.0% |
| Nemaha County | 16 | 1 | 0.9% |
| Douglas County | 18 | 14 | 1.1% |
| Jefferson County | 18 | 4 | 1.3% |
| Bourbon County | 20 | 1 | 0.9% |
| Coffey County | 21 | 1 | 1.2% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology