Lender in Minnesota · HMDA 2025
Compeer Financial, Flca mortgages in Minnesota
Compeer Financial, Flca's 2025 home-purchase and refinance lending in Minnesota, compared with all lenders in the state.
Compeer Financial, Flca originated 255 owner-occupied single-family loans in Minnesota from 357 completed applications.
Its median conventional purchase loan costs were $4,720 versus $5,100 for all Minnesota lenders, at a median 30-year fixed rate of 7.50% (Minnesota: 6.625%).
Loans in MN
255
of 357 applications
Denial rate
10.5%
Purchase · MN 5.2%
Rate spread
+0.77 pts
Conv. · MN +0.15 pts
Loan amount
$305,000
Purchase · MN $305,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 305 | 215 | 10.5% | 7.500% | +0.77 pts | $4,720 | $305,000 |
| Refinance | 12 | 10 | — | — | — | — | — |
| Cash-out refinance | 40 | 30 | 17.5% | — | +0.81 pts | $4,650 | $355,000 |
*Conventional loans only; medians with at least 20 loans.
Minnesota counties where Compeer Financial, Flca ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Cottonwood County | 3 | 13 | 11.3% |
| Faribault County | 4 | 9 | 7.1% |
| Jackson County | 4 | 7 | 6.9% |
| Rock County | 5 | 6 | 4.8% |
| Martin County | 6 | 9 | 4.2% |
| Nobles County | 6 | 8 | 4.4% |
| Murray County | 7 | 4 | 4.7% |
| Pipestone County | 8 | 3 | 3.3% |
| Cook County | 8 | 1 | 2.1% |
| Brown County | 9 | 8 | 2.8% |
| Todd County | 9 | 6 | 2.3% |
| Watonwan County | 10 | 3 | 3.3% |
| Fillmore County | 11 | 7 | 2.7% |
| Benton County | 12 | 12 | 2.2% |
| Nicollet County | 13 | 9 | 2.0% |
| Carlton County | 15 | 10 | 2.0% |
| Morrison County | 17 | 6 | 1.6% |
| Aitkin County | 17 | 3 | 1.5% |
| Steele County | 18 | 6 | 1.2% |
| Wabasha County | 18 | 4 | 1.4% |
| Waseca County | 18 | 3 | 1.4% |
| Lake County | 19 | 2 | 1.0% |
| Pine County | 21 | 4 | 1.1% |
| Winona County | 21 | 3 | 0.6% |
| Isanti County | 23 | 8 | 1.1% |
| Mower County | 24 | 5 | 1.0% |
| Freeborn County | 24 | 3 | 0.9% |
| Rice County | 25 | 8 | 1.0% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology