Mortgage by CountyWhat home buyers actually paid, county by county

Independent analysis of official mortgage recordsHMDA 2025 · 7,155,718 applications

Lender in New York · HMDA 2025

Contour Mortgage Corporation mortgages in New York

Contour Mortgage Corporation's 2025 home-purchase and refinance lending in New York, compared with all lenders in the state.

Contour Mortgage Corporation originated 1,734 owner-occupied single-family loans in New York from 1,831 completed applications, making it the state's #15 lender by volume.

Its median conventional purchase loan costs were $7,780 versus $5,990 for all New York lenders, at a median 30-year fixed rate of 6.625% (New York: 6.50%).

Loans in NY
1,734
of 1,831 applications
Denial rate
3.2%
Purchase · NY 9.5%
Rate spread
+0.15 pts
Conv. · NY +0.07 pts
Loan amount
$555,000
Purchase · NY $375,000

By loan purpose

PurposeApplicationsLoansDenial rate30-yr rate*Rate spread*Loan costs*Median loan
Home purchase1,6421,5523.2%6.625%+0.15 pts$7,780$555,000
Refinance42412.4%6.125%−0.01 pts$12,400$535,000
Cash-out refinance1471412.7%6.875%+0.35 pts$10,130$385,000

*Conventional loans only; medians with at least 20 loans.

New York counties where Contour Mortgage Corporation ranks in the top 25

CountyRankLoansMarket share
Suffolk County38506.2%
Nassau County44033.9%
Richmond County13772.3%
Kings County16851.2%
Bronx County16361.8%
Queens County171361.6%
Westchester County24480.7%

Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology