Lender in Minnesota · HMDA 2025
Cortrust Mortgage, Inc. mortgages in Minnesota
Cortrust Mortgage, Inc.'s 2025 home-purchase and refinance lending in Minnesota, compared with all lenders in the state.
Cortrust Mortgage, Inc. originated 201 owner-occupied single-family loans in Minnesota from 214 completed applications.
Its median conventional purchase loan costs were $6,030 versus $5,100 for all Minnesota lenders, at a median 30-year fixed rate of 6.375% (Minnesota: 6.625%).
Loans in MN
201
of 214 applications
Denial rate
3.5%
Purchase · MN 5.2%
Rate spread
−0.07 pts
Conv. · MN +0.15 pts
Loan amount
$255,000
Purchase · MN $305,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 170 | 164 | 3.5% | 6.375% | −0.07 pts | $6,030 | $255,000 |
| Refinance | 16 | 14 | — | — | — | — | — |
| Cash-out refinance | 28 | 23 | 17.9% | — | +0.02 pts | $5,980 | $245,000 |
*Conventional loans only; medians with at least 20 loans.
Minnesota counties where Cortrust Mortgage, Inc. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| McLeod County | 1 | 80 | 15.7% |
| Meeker County | 4 | 17 | 5.8% |
| Renville County | 6 | 5 | 3.4% |
| Lincoln County | 13 | 1 | 1.4% |
| Rock County | 15 | 2 | 1.6% |
| Sibley County | 17 | 3 | 1.4% |
| Murray County | 17 | 1 | 1.2% |
| Pipestone County | 20 | 1 | 1.1% |
| Nobles County | 21 | 1 | 0.5% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology