Mortgage by CountyWhat home buyers actually paid, county by county

Independent analysis of official mortgage recordsHMDA 2025 · 7,155,718 applications

Lender profile · HMDA 2025

Crown Mortgage Company: 2025 mortgage rates, costs & approvals

How Crown Mortgage Company priced and approved home loans in 2025, measured against every lender in the official HMDA records.

HMDA legal name: CROWN MORTGAGE COMPANY · LEI 5493009KSPF2426CPQ08

In 2025, Crown Mortgage Company originated 117 home-purchase, refinance and cash-out loans on owner-occupied single-family homes in 2 states — 1691st by volume among the 2,017 lenders profiled here.

On conventional 30-year fixed purchase loans its median rate was 6.75% (all lenders: 6.625%); its median rate spread was 21 basis points above the national median. Median conventional loan costs were $5,800, 4% higher than the national median ($5,570).

It denied 0.0% of completed home-purchase applications (all lenders: 8.5%).

Loans
117
of 117 applications
Denial rate
0.0%
Purchase · all 8.5%
30-yr fixed rate
6.75%
Conv. · all 6.625%
Loan costs
$5,800
Conv. · all $5,570
Loan amount
$255,000
Purchase · all $335,000
Borrower income
$110,000
Purchase · all $116,000

How Crown Mortgage Company priced home-purchase loans

Purchase loans, 2025Crown Mortgage CompanyAll lenders
30-year fixed rate · conventional6.750%6.625%
30-year fixed rate · FHA—6.250%
30-year fixed rate · VA—6.125%
15-year fixed rate · conventional—5.875%
Rate spread vs. APOR · conventional+0.34 pts+0.13 pts
Total loan costs · conventional$5,800$5,570
Total loan costs · FHA—$11,310
Total loan costs · VA—$6,490
Origination charges (all types)$2,360$1,860
Borrowers paying discount points71.4%51.3%
Points paid, when paid (% of loan)1.26%0.87%
Borrowers receiving lender credits2.6%33.1%

Medians shown with at least 20 loans. A lender's numbers reflect its borrowers (credit, down payment, loan size, location) as well as its pricing; HMDA has no credit scores. Rate spread = APR minus the average prime offer rate on the lock date, which removes most of the effect of when the rate was locked.

Loan mix and borrowers

By loan type

Conventional 92.3% 108
FHA 7.7% 9

By purpose

Home purchase 65.8% 77
Refinance 17.1% 20
Cash-out refinance 17.1% 20
Home value
$335,000
Median, purchase loans
Down payment
20%
All lenders 10%
Refi rate
—
30-yr fixed, conventional
Refi denial rate
0.0%
Cash-out 0.0%

Where Crown Mortgage Company lends

StateLoansApplicationsPurchase denial rate30-yr rate*Loan costs*
Illinois1131130.0%6.750%$5,800
Indiana44———

*Conventional home-purchase loans, medians with at least 20 loans. Linked state names open Crown Mortgage Company's page for that state.

Check Crown Mortgage Company yourself

This is a statistical profile, not a review or recommendation. HMDA data alone cannot show whether a lender complies with fair-lending laws, and a lender's medians depend on the borrowers it serves.

Lenders of similar size

Source: FFIEC/CFPB HMDA 2025 public LAR and filer list. Core segment: owner-occupied, single-family site-built, first-lien, closed-end purchase and refinance loans. Methodology