Cuso Mortgage Corporation: 2025 mortgage rates, costs & approvals
How Cuso Mortgage Corporation priced and approved home loans in 2025, measured against every lender in the official HMDA records.
HMDA legal name: CUSO MORTGAGE CORPORATION · LEI 549300H89M6KDLFKMQ19
In 2025, Cuso Mortgage Corporation originated 279 home-purchase, refinance and cash-out loans on owner-occupied single-family homes in 2 states — 1025th by volume among the 2,017 lenders profiled here.
On conventional 30-year fixed purchase loans its median rate was 7.00% (all lenders: 6.625%); its median rate spread was 25 basis points above the national median. Median conventional loan costs were $3,800, 32% lower than the national median ($5,570).
It denied 16.2% of completed home-purchase applications (all lenders: 8.5%).
How Cuso Mortgage Corporation priced home-purchase loans
| Purchase loans, 2025 | Cuso Mortgage Corporation | All lenders |
|---|---|---|
| 30-year fixed rate · conventional | 7.000% | 6.625% |
| 30-year fixed rate · FHA | 6.000% | 6.250% |
| 30-year fixed rate · VA | — | 6.125% |
| 15-year fixed rate · conventional | — | 5.875% |
| Rate spread vs. APOR · conventional | +0.38 pts | +0.13 pts |
| Total loan costs · conventional | $3,800 | $5,570 |
| Total loan costs · FHA | $8,520 | $11,310 |
| Total loan costs · VA | — | $6,490 |
| Origination charges (all types) | $1,500 | $1,860 |
| Borrowers paying discount points | 5.3% | 51.3% |
| Points paid, when paid (% of loan) | — | 0.87% |
| Borrowers receiving lender credits | 12.8% | 33.1% |
Medians shown with at least 20 loans. A lender's numbers reflect its borrowers (credit, down payment, loan size, location) as well as its pricing; HMDA has no credit scores. Rate spread = APR minus the average prime offer rate on the lock date, which removes most of the effect of when the rate was locked.
Loan mix and borrowers
By loan type
By purpose
Why Cuso Mortgage Corporation denied purchase applications
First reason the lender reported for each denied home-purchase application.
Where Cuso Mortgage Corporation lends
| State | Loans | Applications | Purchase denial rate | 30-yr rate* | Loan costs* |
|---|---|---|---|---|---|
| Maine | 279 | 346 | 15.9% | 7.000% | $3,800 |
| New Hampshire | 0 | 1 | — | — | — |
*Conventional home-purchase loans, medians with at least 20 loans. Linked state names open Cuso Mortgage Corporation's page for that state.
Counties where Cuso Mortgage Corporation is a top lender
| County | Rank | Loans | Market share |
|---|---|---|---|
| Hancock County, ME | 6 | 28 | 5.2% |
| Piscataquis County, ME | 8 | 10 | 4.7% |
| Washington County, ME | 9 | 10 | 3.6% |
| Sagadahoc County, ME | 9 | 17 | 3.6% |
| Penobscot County, ME | 7 | 68 | 3.6% |
| Somerset County, ME | 10 | 17 | 3.0% |
| Waldo County, ME | 9 | 14 | 2.9% |
| Kennebec County, ME | 13 | 31 | 1.8% |
| Lincoln County, ME | 17 | 7 | 1.7% |
| Oxford County, ME | 13 | 10 | 1.5% |
| Androscoggin County, ME | 17 | 21 | 1.4% |
| Aroostook County, ME | 17 | 7 | 1.1% |
Check Cuso Mortgage Corporation yourself
- FFIEC HMDA Data Browser — the official 2025 records filed under LEI 549300H89M6KDLFKMQ19.
- NMLS Consumer Access — confirm the company and loan officer are licensed in your state.
- CFPB Consumer Complaint Database — search complaints by company name.
- Compare your Loan Estimate from Cuso Mortgage Corporation with similar 2025 loans.
This is a statistical profile, not a review or recommendation. HMDA data alone cannot show whether a lender complies with fair-lending laws, and a lender's medians depend on the borrowers it serves.
Lenders of similar size
Source: FFIEC/CFPB HMDA 2025 public LAR and filer list. Core segment: owner-occupied, single-family site-built, first-lien, closed-end purchase and refinance loans. Methodology