Mortgage by CountyWhat home buyers actually paid, county by county

Independent analysis of official mortgage recordsHMDA 2025 · 7,155,718 applications

Lender profile · HMDA 2025

CWM Partners, L.P.: 2025 mortgage rates, costs & approvals

How CWM Partners, L.P. priced and approved home loans in 2025, measured against every lender in the official HMDA records.

HMDA legal name: CWM PARTNERS, L.P. · LEI 5493002H3RKHKUQU7R78

In 2025, CWM Partners, L.P. originated 189 home-purchase, refinance and cash-out loans on owner-occupied single-family homes in 1 state — 1291st by volume among the 2,017 lenders profiled here.

On conventional 30-year fixed purchase loans its median rate was 6.50% (all lenders: 6.625%); its median rate spread was 10 basis points below the national median. Median conventional loan costs were $4,330, 22% lower than the national median ($5,570).

It denied 3.6% of completed home-purchase applications (all lenders: 8.5%).

Loans
189
of 197 applications
Denial rate
3.6%
Purchase · all 8.5%
30-yr fixed rate
6.50%
Conv. · all 6.625%
Loan costs
$4,330
Conv. · all $5,570
Loan amount
$285,000
Purchase · all $335,000
Borrower income
$111,000
Purchase · all $116,000

How CWM Partners, L.P. priced home-purchase loans

Purchase loans, 2025CWM Partners, L.P.All lenders
30-year fixed rate · conventional6.500%6.625%
30-year fixed rate · FHA5.840%6.250%
30-year fixed rate · VA5.750%6.125%
15-year fixed rate · conventional—5.875%
Rate spread vs. APOR · conventional+0.04 pts+0.13 pts
Total loan costs · conventional$4,330$5,570
Total loan costs · FHA$10,660$11,310
Total loan costs · VA$3,930$6,490
Origination charges (all types)$1,300$1,860
Borrowers paying discount points61.1%51.3%
Points paid, when paid (% of loan)1.62%0.87%
Borrowers receiving lender credits20.5%33.1%

Medians shown with at least 20 loans. A lender's numbers reflect its borrowers (credit, down payment, loan size, location) as well as its pricing; HMDA has no credit scores. Rate spread = APR minus the average prime offer rate on the lock date, which removes most of the effect of when the rate was locked.

Loan mix and borrowers

By loan type

Conventional 58.2% 110
FHA 27.0% 51
VA 13.8% 26
USDA 1.1% 2

By purpose

Home purchase 97.9% 185
Refinance 2.1% 4
Home value
$325,000
Median, purchase loans
Down payment
5.4%
All lenders 10%
Refi rate
—
30-yr fixed, conventional
Refi denial rate
—
Cash-out —

Where CWM Partners, L.P. lends

StateLoansApplicationsPurchase denial rate30-yr rate*Loan costs*
Oklahoma1891973.6%6.500%$4,330

*Conventional home-purchase loans, medians with at least 20 loans. Linked state names open CWM Partners, L.P.'s page for that state.

Counties where CWM Partners, L.P. is a top lender

CountyRankLoansMarket share
Custer County, OK1141.9%
Canadian County, OK17531.5%
Payne County, OK16101.4%
Cleveland County, OK18501.4%

Check CWM Partners, L.P. yourself

This is a statistical profile, not a review or recommendation. HMDA data alone cannot show whether a lender complies with fair-lending laws, and a lender's medians depend on the borrowers it serves.

Lenders of similar size

Source: FFIEC/CFPB HMDA 2025 public LAR and filer list. Core segment: owner-occupied, single-family site-built, first-lien, closed-end purchase and refinance loans. Methodology