Lender in South Carolina · HMDA 2025
Direct Mortgage Loans, LLC mortgages in South Carolina
Direct Mortgage Loans, LLC's 2025 home-purchase and refinance lending in South Carolina, compared with all lenders in the state.
Direct Mortgage Loans, LLC originated 200 owner-occupied single-family loans in South Carolina from 240 completed applications.
Its median conventional purchase loan costs were $8,130 versus $5,190 for all South Carolina lenders, at a median 30-year fixed rate of 6.625% (South Carolina: 6.624%).
Loans in SC
200
of 240 applications
Denial rate
2.8%
Purchase · SC 8.8%
Rate spread
+0.23 pts
Conv. · SC +0.12 pts
Loan amount
$345,000
Purchase · SC $295,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 218 | 183 | 2.8% | 6.625% | +0.23 pts | $8,130 | $345,000 |
| Refinance | 19 | 15 | — | — | — | — | — |
| Cash-out refinance | 3 | 2 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
South Carolina counties where Direct Mortgage Loans, LLC ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Dorchester County | 13 | 72 | 1.8% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology