Lender in Michigan · HMDA 2025
Dort Financial Credit Union mortgages in Michigan
Dort Financial Credit Union's 2025 home-purchase and refinance lending in Michigan, compared with all lenders in the state.
Dort Financial Credit Union originated 251 owner-occupied single-family loans in Michigan from 291 completed applications.
Its median conventional purchase loan costs were $3,340 versus $4,140 for all Michigan lenders, at a median 30-year fixed rate of 6.25% (Michigan: 6.625%).
Loans in MI
251
of 291 applications
Denial rate
11.2%
Purchase · MI 7.8%
Rate spread
+0.01 pts
Conv. · MI +0.23 pts
Loan amount
$185,000
Purchase · MI $245,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 188 | 165 | 11.2% | 6.250% | +0.01 pts | $3,340 | $185,000 |
| Refinance | 42 | 34 | 19.1% | — | +0.02 pts | $2,960 | $175,000 |
| Cash-out refinance | 61 | 52 | 14.8% | — | −0.06 pts | $2,900 | $165,000 |
*Conventional loans only; medians with at least 20 loans.
Michigan counties where Dort Financial Credit Union ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Genesee County | 8 | 148 | 2.7% |
| Lapeer County | 19 | 17 | 1.3% |
| Tuscola County | 19 | 6 | 1.0% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology