Lender in Iowa · HMDA 2025
Dupaco Community mortgages in Iowa
Dupaco Community's 2025 home-purchase and refinance lending in Iowa, compared with all lenders in the state.
Dupaco Community originated 664 owner-occupied single-family loans in Iowa from 819 completed applications, making it the state's #12 lender by volume.
Its median conventional purchase loan costs were $2,180 versus $2,380 for all Iowa lenders, at a median 30-year fixed rate of 6.25% (Iowa: 6.375%).
Loans in IA
664
of 819 applications
Denial rate
1.5%
Purchase · IA 6.3%
Rate spread
−0.22 pts
Conv. · IA −0.05 pts
Loan amount
$195,000
Purchase · IA $215,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 524 | 507 | 1.5% | 6.250% | −0.22 pts | $2,180 | $195,000 |
| Refinance | 126 | 65 | 46.0% | 6.250% | −0.19 pts | $2,130 | $165,000 |
| Cash-out refinance | 169 | 92 | 44.4% | 6.125% | −0.14 pts | $3,740 | $165,000 |
*Conventional loans only; medians with at least 20 loans.
Iowa counties where Dupaco Community ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Dubuque County | 1 | 343 | 26.7% |
| Delaware County | 2 | 28 | 11.9% |
| Jackson County | 2 | 20 | 11.4% |
| Carroll County | 3 | 26 | 14.4% |
| Jones County | 6 | 13 | 5.4% |
| Clayton County | 6 | 8 | 4.7% |
| Calhoun County | 7 | 4 | 4.7% |
| Black Hawk County | 8 | 33 | 1.9% |
| Buchanan County | 9 | 9 | 3.4% |
| Butler County | 10 | 5 | 2.7% |
| Greene County | 11 | 3 | 2.9% |
| Linn County | 13 | 75 | 2.0% |
| Audubon County | 13 | 2 | 2.6% |
| Crawford County | 13 | 2 | 1.4% |
| Benton County | 14 | 10 | 2.3% |
| Bremer County | 14 | 7 | 1.8% |
| Winneshiek County | 14 | 2 | 1.8% |
| Cedar County | 20 | 3 | 1.0% |
| Johnson County | 21 | 9 | 0.4% |
| Fayette County | 23 | 2 | 1.0% |
| Iowa County | 23 | 2 | 0.8% |
| Poweshiek County | 24 | 2 | 0.8% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology