Lender in Idaho · HMDA 2025
Eagle Bank and Trust Company mortgages in Idaho
Eagle Bank and Trust Company's 2025 home-purchase and refinance lending in Idaho, compared with all lenders in the state.
Eagle Bank and Trust Company originated 353 owner-occupied single-family loans in Idaho from 359 completed applications, making it the state's #23 lender by volume.
Its median conventional purchase loan costs were $7,170 versus $7,270 for all Idaho lenders, at a median 30-year fixed rate of 6.50% (Idaho: 6.50%).
Loans in ID
353
of 359 applications
Denial rate
0.6%
Purchase · ID 4.9%
Rate spread
+0.02 pts
Conv. · ID +0.06 pts
Loan amount
$345,000
Purchase · ID $385,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 322 | 319 | 0.6% | 6.500% | +0.02 pts | $7,170 | $345,000 |
| Refinance | 15 | 14 | — | — | — | — | — |
| Cash-out refinance | 22 | 20 | 9.1% | — | — | — | $295,000 |
*Conventional loans only; medians with at least 20 loans.
Idaho counties where Eagle Bank and Trust Company ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Bonneville County | 1 | 234 | 11.4% |
| Jefferson County | 4 | 45 | 8.0% |
| Bingham County | 4 | 34 | 5.8% |
| Clark County | 4 | 1 | 20.0% |
| Madison County | 8 | 11 | 2.9% |
| Fremont County | 10 | 5 | 3.1% |
| Butte County | 19 | 1 | 2.9% |
| Bannock County | 20 | 10 | 0.8% |
| Lemhi County | 25 | 1 | 1.2% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology