Lender in California · HMDA 2025
East West Bank mortgages in California
East West Bank's 2025 home-purchase and refinance lending in California, compared with all lenders in the state.
East West Bank originated 1,242 owner-occupied single-family loans in California from 1,429 completed applications.
Its median conventional purchase loan costs were $5,980 versus $7,920 for all California lenders, at a median 30-year fixed rate of 6.00% (California: 6.625%).
Loans in CA
1,242
of 1,429 applications
Denial rate
10.1%
Purchase · CA 8.9%
Rate spread
+0.08 pts
Conv. · CA +0.09 pts
Loan amount
$615,000
Purchase · CA $575,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 1,089 | 964 | 10.1% | 6.000% | +0.08 pts | $5,980 | $615,000 |
| Refinance | 248 | 205 | 13.7% | 5.875% | +0.18 pts | $3,890 | $605,000 |
| Cash-out refinance | 92 | 73 | 18.5% | — | +0.20 pts | $4,340 | $755,000 |
*Conventional loans only; medians with at least 20 loans.
California counties where East West Bank ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Orange County | 17 | 249 | 1.2% |
| San Bernardino County | 22 | 181 | 0.9% |
| Los Angeles County | 23 | 468 | 0.9% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology