Lender in Massachusetts · HMDA 2025
Eastern Bank mortgages in Massachusetts
Eastern Bank's 2025 home-purchase and refinance lending in Massachusetts, compared with all lenders in the state.
Eastern Bank originated 508 owner-occupied single-family loans in Massachusetts from 599 completed applications.
Its median conventional purchase loan costs were $4,500 versus $5,240 for all Massachusetts lenders, at a median 30-year fixed rate of 5.75% (Massachusetts: 6.575%).
Loans in MA
508
of 599 applications
Denial rate
10.7%
Purchase · MA 6.3%
Rate spread
−0.17 pts
Conv. · MA +0.02 pts
Loan amount
$445,000
Purchase · MA $495,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 468 | 417 | 10.7% | 5.750% | −0.17 pts | $4,500 | $445,000 |
| Refinance | 54 | 48 | 11.1% | — | +0.04 pts | $4,250 | $665,000 |
| Cash-out refinance | 77 | 43 | 42.9% | — | +0.03 pts | $4,010 | $585,000 |
*Conventional loans only; medians with at least 20 loans.
Massachusetts counties where Eastern Bank ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Suffolk County | 8 | 139 | 2.6% |
| Norfolk County | 22 | 74 | 1.0% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology