Lender in California · HMDA 2025
Emet Lending Group, Inc. mortgages in California
Emet Lending Group, Inc.'s 2025 home-purchase and refinance lending in California, compared with all lenders in the state.
Emet Lending Group, Inc. originated 589 owner-occupied single-family loans in California from 856 completed applications.
Its median conventional purchase loan costs were $13,350 versus $7,920 for all California lenders, at a median 30-year fixed rate of 7.00% (California: 6.625%).
Loans in CA
589
of 856 applications
Denial rate
0.0%
Purchase · CA 8.9%
Rate spread
+0.61 pts
Conv. · CA +0.09 pts
Loan amount
$665,000
Purchase · CA $575,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 553 | 403 | 0.0% | 7.000% | +0.61 pts | $13,350 | $665,000 |
| Refinance | 158 | 96 | 0.0% | 6.750% | +0.41 pts | $7,500 | $645,000 |
| Cash-out refinance | 145 | 90 | 0.0% | 7.250% | +0.74 pts | $11,920 | $705,000 |
*Conventional loans only; medians with at least 20 loans.
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology