Lender in Texas · HMDA 2025
Encompass Lending Group, LP mortgages in Texas
Encompass Lending Group, LP's 2025 home-purchase and refinance lending in Texas, compared with all lenders in the state.
Encompass Lending Group, LP originated 320 owner-occupied single-family loans in Texas from 337 completed applications.
Its median conventional purchase loan costs were $7,070 versus $6,860 for all Texas lenders, at a median 30-year fixed rate of 6.75% (Texas: 6.50%).
Loans in TX
320
of 337 applications
Denial rate
3.8%
Purchase · TX 10.2%
Rate spread
+0.30 pts
Conv. · TX +0.09 pts
Loan amount
$335,000
Purchase · TX $315,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 287 | 276 | 3.8% | 6.750% | +0.30 pts | $7,070 | $335,000 |
| Refinance | 30 | 28 | 6.7% | — | +0.29 pts | $9,260 | $405,000 |
| Cash-out refinance | 20 | 16 | 15.0% | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Texas counties where Encompass Lending Group, LP ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Lee County | 19 | 1 | 0.9% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology