Lender in Colorado · HMDA 2025
ENT Credit Union mortgages in Colorado
ENT Credit Union's 2025 home-purchase and refinance lending in Colorado, compared with all lenders in the state.
ENT Credit Union originated 2,189 owner-occupied single-family loans in Colorado from 3,351 completed applications, making it the state's #4 lender by volume.
Its median conventional purchase loan costs were $3,400 versus $4,630 for all Colorado lenders, at a median 30-year fixed rate of 6.375% (Colorado: 6.50%).
Loans in CO
2,189
of 3,351 applications
Denial rate
6.6%
Purchase · CO 6.3%
Rate spread
−0.19 pts
Conv. · CO +0.04 pts
Loan amount
$415,000
Purchase · CO $455,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 2,174 | 1,612 | 6.6% | 6.375% | −0.19 pts | $3,400 | $415,000 |
| Refinance | 561 | 300 | 21.0% | 6.250% | −0.23 pts | $3,320 | $465,000 |
| Cash-out refinance | 616 | 277 | 31.3% | 6.625% | −0.01 pts | $3,490 | $295,000 |
*Conventional loans only; medians with at least 20 loans.
Colorado counties where ENT Credit Union ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| El Paso County | 2 | 1,103 | 7.7% |
| Pueblo County | 2 | 240 | 9.2% |
| Teller County | 2 | 47 | 8.1% |
| Custer County | 3 | 7 | 7.7% |
| Fremont County | 4 | 30 | 4.5% |
| Otero County | 5 | 7 | 3.9% |
| Huerfano County | 5 | 3 | 5.4% |
| Douglas County | 6 | 167 | 2.0% |
| Lake County | 10 | 3 | 2.5% |
| Alamosa County | 10 | 2 | 2.4% |
| Cheyenne County | 10 | 1 | 7.7% |
| Larimer County | 13 | 99 | 1.8% |
| Chaffee County | 13 | 5 | 1.3% |
| Las Animas County | 13 | 3 | 2.5% |
| Broomfield County | 20 | 13 | 1.2% |
| Denver County | 21 | 95 | 1.1% |
| Prowers County | 21 | 1 | 1.2% |
| Arapahoe County | 22 | 102 | 1.1% |
| Gunnison County | 25 | 2 | 0.9% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology