Lender in Kansas · HMDA 2025
Envista Credit Union mortgages in Kansas
Envista Credit Union's 2025 home-purchase and refinance lending in Kansas, compared with all lenders in the state.
Envista Credit Union originated 230 owner-occupied single-family loans in Kansas from 354 completed applications.
Its median conventional purchase loan costs were $3,420 versus $3,290 for all Kansas lenders, at a median 30-year fixed rate of 6.625% (Kansas: 6.625%).
Loans in KS
230
of 354 applications
Denial rate
7.6%
Purchase · KS 6.6%
Rate spread
+0.20 pts
Conv. · KS +0.18 pts
Loan amount
$185,000
Purchase · KS $255,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 170 | 140 | 7.6% | 6.625% | +0.20 pts | $3,420 | $185,000 |
| Refinance | 52 | 20 | 44.2% | — | +0.15 pts | $2,420 | $75,000 |
| Cash-out refinance | 132 | 70 | 32.6% | — | +0.17 pts | $1,670 | $85,000 |
*Conventional loans only; medians with at least 20 loans.
Kansas counties where Envista Credit Union ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Shawnee County | 4 | 168 | 7.0% |
| Osage County | 7 | 9 | 3.8% |
| Jackson County | 7 | 7 | 4.2% |
| Jefferson County | 8 | 8 | 2.5% |
| Wabaunsee County | 12 | 3 | 2.5% |
| Wilson County | 15 | 1 | 1.4% |
| Brown County | 18 | 1 | 1.2% |
| Douglas County | 19 | 14 | 1.1% |
| Reno County | 20 | 6 | 0.8% |
| Nemaha County | 20 | 1 | 0.9% |
| Coffey County | 23 | 1 | 1.2% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology