Lender in Missouri · HMDA 2025
Envoy Mortgage, LTD mortgages in Missouri
Envoy Mortgage, LTD's 2025 home-purchase and refinance lending in Missouri, compared with all lenders in the state.
Envoy Mortgage, LTD originated 200 owner-occupied single-family loans in Missouri from 209 completed applications.
Its median conventional purchase loan costs were $4,210 versus $3,710 for all Missouri lenders, at a median 30-year fixed rate of 6.875% (Missouri: 6.625%).
Loans in MO
200
of 209 applications
Denial rate
3.7%
Purchase · MO 6.5%
Rate spread
+0.33 pts
Conv. · MO +0.24 pts
Loan amount
$265,000
Purchase · MO $245,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 191 | 183 | 3.7% | 6.875% | +0.33 pts | $4,210 | $265,000 |
| Refinance | 9 | 9 | — | — | — | — | — |
| Cash-out refinance | 9 | 8 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology