Lender in Ohio · HMDA 2025
Equity Resources, Inc. mortgages in Ohio
Equity Resources, Inc.'s 2025 home-purchase and refinance lending in Ohio, compared with all lenders in the state.
Equity Resources, Inc. originated 866 owner-occupied single-family loans in Ohio from 978 completed applications.
Its median conventional purchase loan costs were $3,450 versus $4,610 for all Ohio lenders, at a median 30-year fixed rate of 6.75% (Ohio: 6.625%).
Loans in OH
866
of 978 applications
Denial rate
4.4%
Purchase · OH 7.1%
Rate spread
+0.33 pts
Conv. · OH +0.22 pts
Loan amount
$215,000
Purchase · OH $245,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 698 | 667 | 4.4% | 6.750% | +0.33 pts | $3,450 | $215,000 |
| Refinance | 167 | 110 | 34.1% | 6.490% | +0.11 pts | $2,190 | $275,000 |
| Cash-out refinance | 113 | 89 | 21.2% | 7.000% | +0.75 pts | $3,240 | $185,000 |
*Conventional loans only; medians with at least 20 loans.
Ohio counties where Equity Resources, Inc. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Licking County | 3 | 162 | 5.7% |
| Perry County | 5 | 21 | 5.0% |
| Lucas County | 6 | 185 | 4.0% |
| Fulton County | 6 | 24 | 4.6% |
| Coshocton County | 6 | 18 | 4.4% |
| Muskingum County | 8 | 38 | 3.2% |
| Wood County | 9 | 49 | 3.0% |
| Henry County | 11 | 9 | 2.8% |
| Monroe County | 11 | 2 | 1.9% |
| Knox County | 12 | 19 | 2.0% |
| Guernsey County | 12 | 9 | 2.2% |
| Williams County | 13 | 5 | 1.1% |
| Defiance County | 16 | 5 | 1.1% |
| Hocking County | 18 | 4 | 1.5% |
| Fairfield County | 19 | 42 | 1.5% |
| Delaware County | 23 | 39 | 0.9% |
| Ottawa County | 23 | 5 | 1.0% |
| Scioto County | 24 | 6 | 0.9% |
| Brown County | 25 | 7 | 1.1% |
| Sandusky County | 25 | 5 | 0.7% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology