Lender in California · HMDA 2025
Ez Fundings Inc. mortgages in California
Ez Fundings Inc.'s 2025 home-purchase and refinance lending in California, compared with all lenders in the state.
Ez Fundings Inc. originated 327 owner-occupied single-family loans in California from 327 completed applications.
Its median conventional purchase loan costs were $9,930 versus $7,920 for all California lenders, at a median 30-year fixed rate of 6.75% (California: 6.625%).
Loans in CA
327
of 327 applications
Denial rate
0.0%
Purchase · CA 8.9%
Rate spread
+0.44 pts
Conv. · CA +0.09 pts
Loan amount
$545,000
Purchase · CA $575,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 275 | 275 | 0.0% | 6.750% | +0.44 pts | $9,930 | $545,000 |
| Refinance | 42 | 42 | 0.0% | 6.375% | +0.09 pts | $7,820 | $535,000 |
| Cash-out refinance | 10 | 10 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology