Lender in Massachusetts · HMDA 2025
Fall River Five Cents Savings Bank mortgages in Massachusetts
Fall River Five Cents Savings Bank's 2025 home-purchase and refinance lending in Massachusetts, compared with all lenders in the state.
Fall River Five Cents Savings Bank originated 399 owner-occupied single-family loans in Massachusetts from 422 completed applications.
Its median conventional purchase loan costs were $4,430 versus $5,240 for all Massachusetts lenders, at a median 30-year fixed rate of 6.50% (Massachusetts: 6.575%).
Loans in MA
399
of 422 applications
Denial rate
4.6%
Purchase · MA 6.3%
Rate spread
−0.03 pts
Conv. · MA +0.02 pts
Loan amount
$495,000
Purchase · MA $495,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 345 | 328 | 4.6% | 6.500% | −0.03 pts | $4,430 | $495,000 |
| Refinance | 40 | 39 | 2.5% | 6.375% | −0.14 pts | $3,720 | $425,000 |
| Cash-out refinance | 37 | 32 | 13.5% | — | +0.24 pts | $3,480 | $335,000 |
*Conventional loans only; medians with at least 20 loans.
Massachusetts counties where Fall River Five Cents Savings Bank ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Bristol County | 6 | 184 | 3.0% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology