Lender in Iowa · HMDA 2025
Farmers State Bank mortgages in Iowa
Farmers State Bank's 2025 home-purchase and refinance lending in Iowa, compared with all lenders in the state.
Farmers State Bank originated 205 owner-occupied single-family loans in Iowa from 271 completed applications.
Its median conventional purchase loan costs were $2,230 versus $2,380 for all Iowa lenders, at a median 30-year fixed rate of 6.375% (Iowa: 6.375%).
Loans in IA
205
of 271 applications
Denial rate
3.2%
Purchase · IA 6.3%
Rate spread
−0.07 pts
Conv. · IA −0.05 pts
Loan amount
$235,000
Purchase · IA $215,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 187 | 154 | 3.2% | 6.375% | −0.07 pts | $2,230 | $235,000 |
| Refinance | 70 | 46 | 8.6% | 6.375% | −0.17 pts | $2,060 | $245,000 |
| Cash-out refinance | 14 | 5 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Iowa counties where Farmers State Bank ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Black Hawk County | 3 | 84 | 4.9% |
| Bremer County | 3 | 26 | 6.6% |
| Butler County | 3 | 11 | 6.0% |
| Buchanan County | 4 | 19 | 7.2% |
| Chickasaw County | 9 | 5 | 3.3% |
| Grundy County | 11 | 4 | 2.0% |
| Mitchell County | 21 | 1 | 1.5% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology