Lender in Iowa · HMDA 2025
Fidelity Bank & Trust mortgages in Iowa
Fidelity Bank & Trust's 2025 home-purchase and refinance lending in Iowa, compared with all lenders in the state.
Fidelity Bank & Trust originated 316 owner-occupied single-family loans in Iowa from 334 completed applications.
Its median conventional purchase loan costs were $2,790 versus $2,380 for all Iowa lenders, at a median 30-year fixed rate of 6.125% (Iowa: 6.375%).
Loans in IA
316
of 334 applications
Denial rate
3.6%
Purchase · IA 6.3%
Rate spread
−0.77 pts
Conv. · IA −0.05 pts
Loan amount
$205,000
Purchase · IA $215,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 276 | 261 | 3.6% | 6.125% | −0.77 pts | $2,790 | $205,000 |
| Refinance | 56 | 53 | 3.6% | — | −0.75 pts | $2,710 | $165,000 |
| Cash-out refinance | 2 | 2 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Iowa counties where Fidelity Bank & Trust ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Clayton County | 2 | 22 | 12.9% |
| Winneshiek County | 2 | 16 | 14.4% |
| Chickasaw County | 3 | 18 | 11.8% |
| Floyd County | 3 | 7 | 9.1% |
| Dubuque County | 4 | 96 | 7.5% |
| Cedar County | 4 | 22 | 7.4% |
| Delaware County | 4 | 15 | 6.4% |
| Jackson County | 4 | 12 | 6.9% |
| Bremer County | 5 | 19 | 4.8% |
| Jones County | 5 | 15 | 6.2% |
| Fayette County | 5 | 10 | 4.9% |
| Allamakee County | 7 | 5 | 4.2% |
| Kossuth County | 7 | 5 | 3.7% |
| Butler County | 9 | 5 | 2.7% |
| Mitchell County | 9 | 2 | 3.0% |
| Poweshiek County | 10 | 4 | 1.7% |
| Black Hawk County | 16 | 14 | 0.8% |
| Howard County | 20 | 1 | 1.4% |
| Buchanan County | 23 | 2 | 0.8% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology