Lender in Louisiana · HMDA 2025
Fidelity Bank mortgages in Louisiana
Fidelity Bank's 2025 home-purchase and refinance lending in Louisiana, compared with all lenders in the state.
Fidelity Bank originated 1,022 owner-occupied single-family loans in Louisiana from 1,115 completed applications, making it the state's #8 lender by volume.
Its median conventional purchase loan costs were $5,680 versus $4,900 for all Louisiana lenders, at a median 30-year fixed rate of 6.625% (Louisiana: 6.625%).
Loans in LA
1,022
of 1,115 applications
Denial rate
5.6%
Purchase · LA 10.2%
Rate spread
+0.32 pts
Conv. · LA +0.19 pts
Loan amount
$235,000
Purchase · LA $245,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 1,000 | 943 | 5.6% | 6.625% | +0.32 pts | $5,680 | $235,000 |
| Refinance | 64 | 51 | 18.8% | 6.500% | +0.11 pts | $6,370 | $385,000 |
| Cash-out refinance | 51 | 28 | 45.1% | — | +0.63 pts | $5,790 | $215,000 |
*Conventional loans only; medians with at least 20 loans.
Louisiana counties where Fidelity Bank ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Orleans Parish | 2 | 222 | 8.7% |
| Calcasieu Parish | 2 | 149 | 8.0% |
| Jefferson Davis Parish | 3 | 18 | 6.8% |
| Cameron Parish | 4 | 2 | 6.7% |
| Jefferson Parish | 6 | 138 | 4.2% |
| St. Helena Parish | 6 | 2 | 4.2% |
| St. Bernard Parish | 8 | 13 | 3.4% |
| St. Tammany Parish | 9 | 112 | 2.9% |
| St. Martin Parish | 10 | 10 | 2.3% |
| St. John the Baptist Parish | 11 | 8 | 2.7% |
| Caddo Parish | 12 | 58 | 2.9% |
| Ascension Parish | 12 | 31 | 1.7% |
| Bossier Parish | 15 | 32 | 1.7% |
| West Feliciana Parish | 15 | 2 | 1.6% |
| East Baton Rouge Parish | 16 | 75 | 1.7% |
| Lafayette Parish | 19 | 55 | 1.6% |
| Tangipahoa Parish | 19 | 20 | 1.4% |
| Allen Parish | 19 | 2 | 2.0% |
| Plaquemines Parish | 19 | 2 | 1.2% |
| Concordia Parish | 19 | 1 | 1.2% |
| St. Charles Parish | 20 | 7 | 1.2% |
| Livingston Parish | 21 | 23 | 1.1% |
| Webster Parish | 21 | 4 | 1.4% |
| Vermilion Parish | 23 | 5 | 1.0% |
| St. Landry Parish | 25 | 6 | 1.1% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology