Lender in Maryland · HMDA 2025
Fidelity Direct Mortgage, LLC mortgages in Maryland
Fidelity Direct Mortgage, LLC's 2025 home-purchase and refinance lending in Maryland, compared with all lenders in the state.
Fidelity Direct Mortgage, LLC originated 424 owner-occupied single-family loans in Maryland from 453 completed applications.
Its median conventional purchase loan costs were $7,560 versus $6,150 for all Maryland lenders, at a median 30-year fixed rate of 6.75% (Maryland: 6.625%).
Loans in MD
424
of 453 applications
Denial rate
3.1%
Purchase · MD 8.6%
Rate spread
+0.35 pts
Conv. · MD +0.14 pts
Loan amount
$385,000
Purchase · MD $405,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 390 | 369 | 3.1% | 6.750% | +0.35 pts | $7,560 | $385,000 |
| Refinance | 63 | 55 | 7.9% | 6.500% | +0.07 pts | $6,210 | $375,000 |
| Cash-out refinance | 0 | 0 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Maryland counties where Fidelity Direct Mortgage, LLC ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Prince George's County | 25 | 101 | 0.9% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology