Lender in California · HMDA 2025
Fidelity Lending Solutions, Inc. mortgages in California
Fidelity Lending Solutions, Inc.'s 2025 home-purchase and refinance lending in California, compared with all lenders in the state.
Fidelity Lending Solutions, Inc. originated 315 owner-occupied single-family loans in California from 378 completed applications.
Its median conventional purchase loan costs were $14,650 versus $7,920 for all California lenders, at a median 30-year fixed rate of 6.875% (California: 6.625%).
Loans in CA
315
of 378 applications
Denial rate
1.9%
Purchase · CA 8.9%
Rate spread
+0.49 pts
Conv. · CA +0.09 pts
Loan amount
$645,000
Purchase · CA $575,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 258 | 225 | 1.9% | 6.875% | +0.49 pts | $14,650 | $645,000 |
| Refinance | 76 | 53 | 0.0% | 6.625% | +0.49 pts | $12,430 | $645,000 |
| Cash-out refinance | 44 | 37 | 0.0% | 7.000% | +0.64 pts | $10,940 | $825,000 |
*Conventional loans only; medians with at least 20 loans.
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology