Lender in Oklahoma · HMDA 2025
Financial Concepts Mortgage, LLC mortgages in Oklahoma
Financial Concepts Mortgage, LLC's 2025 home-purchase and refinance lending in Oklahoma, compared with all lenders in the state.
Financial Concepts Mortgage, LLC originated 506 owner-occupied single-family loans in Oklahoma from 513 completed applications, making it the state's #19 lender by volume.
Loans in OK
506
of 513 applications
Denial rate
1.4%
Purchase · OK 7.6%
Rate spread
+0.11 pts
Conv. · OK +0.21 pts
Loan amount
$235,000
Purchase · OK $235,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 486 | 479 | 1.4% | 6.750% | +0.11 pts | — | $235,000 |
| Refinance | 24 | 24 | 0.0% | — | — | — | $305,000 |
| Cash-out refinance | 3 | 3 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Oklahoma counties where Financial Concepts Mortgage, LLC ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Grant County | 1 | 5 | 13.2% |
| Garfield County | 3 | 62 | 9.7% |
| Kiowa County | 4 | 4 | 5.5% |
| Dewey County | 5 | 1 | 5.9% |
| Noble County | 8 | 3 | 3.8% |
| Blaine County | 9 | 2 | 3.1% |
| Cleveland County | 10 | 83 | 2.3% |
| Kingfisher County | 10 | 4 | 2.4% |
| Oklahoma County | 12 | 176 | 1.8% |
| Pottawatomie County | 12 | 14 | 1.6% |
| Lincoln County | 12 | 9 | 2.2% |
| Cotton County | 12 | 1 | 1.6% |
| Woodward County | 13 | 2 | 1.3% |
| Major County | 14 | 1 | 2.2% |
| Logan County | 15 | 16 | 1.6% |
| Beckham County | 15 | 2 | 1.1% |
| Washita County | 15 | 1 | 1.3% |
| Custer County | 16 | 2 | 0.9% |
| Caddo County | 19 | 2 | 1.2% |
| Canadian County | 20 | 49 | 1.3% |
| Grady County | 23 | 11 | 1.2% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology