Lender in Nebraska · HMDA 2025
First Bank mortgages in Nebraska
First Bank's 2025 home-purchase and refinance lending in Nebraska, compared with all lenders in the state.
First Bank originated 312 owner-occupied single-family loans in Nebraska from 321 completed applications, making it the state's #23 lender by volume.
Its median conventional purchase loan costs were $3,490 versus $3,100 for all Nebraska lenders, at a median 30-year fixed rate of 6.625% (Nebraska: 6.624%).
Loans in NE
312
of 321 applications
Denial rate
2.6%
Purchase · NE 5.9%
Rate spread
+0.22 pts
Conv. · NE +0.13 pts
Loan amount
$275,000
Purchase · NE $255,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 265 | 258 | 2.6% | 6.625% | +0.22 pts | $3,490 | $275,000 |
| Refinance | 34 | 33 | 0.0% | 6.375% | +0.17 pts | $3,090 | $245,000 |
| Cash-out refinance | 22 | 21 | 4.5% | — | — | — | $245,000 |
*Conventional loans only; medians with at least 20 loans.
Nebraska counties where First Bank ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Burt County | 9 | 3 | 2.4% |
| Lancaster County | 14 | 100 | 2.1% |
| Kearney County | 17 | 1 | 1.5% |
| Saunders County | 19 | 6 | 1.6% |
| Douglas County | 20 | 147 | 1.7% |
| Nemaha County | 25 | 1 | 1.5% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology