Lender in New York · HMDA 2025
First Central Savings Bank mortgages in New York
First Central Savings Bank's 2025 home-purchase and refinance lending in New York, compared with all lenders in the state.
First Central Savings Bank originated 243 owner-occupied single-family loans in New York from 245 completed applications.
Loans in NY
243
of 245 applications
Denial rate
0.5%
Purchase · NY 9.5%
Rate spread
—
Conv. · NY +0.07 pts
Loan amount
$545,000
Purchase · NY $375,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 219 | 217 | 0.5% | — | — | — | $545,000 |
| Refinance | 7 | 7 | — | — | — | — | — |
| Cash-out refinance | 19 | 19 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
New York counties where First Central Savings Bank ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Richmond County | 8 | 106 | 3.2% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology