Lender in Indiana · HMDA 2025
First Farmers Bank & Trust Co. mortgages in Indiana
First Farmers Bank & Trust Co.'s 2025 home-purchase and refinance lending in Indiana, compared with all lenders in the state.
First Farmers Bank & Trust Co. originated 300 owner-occupied single-family loans in Indiana from 457 completed applications.
Its median conventional purchase loan costs were $2,370 versus $3,350 for all Indiana lenders, at a median 30-year fixed rate of 6.875% (Indiana: 6.625%).
Loans in IN
300
of 457 applications
Denial rate
12.2%
Purchase · IN 7.4%
Rate spread
+0.46 pts
Conv. · IN +0.24 pts
Loan amount
$205,000
Purchase · IN $245,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 319 | 215 | 12.2% | 6.875% | +0.46 pts | $2,370 | $205,000 |
| Refinance | 58 | 35 | 22.4% | — | +0.30 pts | $2,260 | $205,000 |
| Cash-out refinance | 80 | 50 | 20.0% | 7.000% | +0.55 pts | $2,370 | $135,000 |
*Conventional loans only; medians with at least 20 loans.
Indiana counties where First Farmers Bank & Trust Co. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Tipton County | 1 | 27 | 10.6% |
| Miami County | 3 | 26 | 6.8% |
| Howard County | 6 | 73 | 4.7% |
| Sullivan County | 6 | 9 | 4.1% |
| Grant County | 8 | 21 | 2.8% |
| Wabash County | 8 | 10 | 2.3% |
| Clay County | 10 | 11 | 3.2% |
| Cass County | 10 | 9 | 1.9% |
| Pulaski County | 11 | 4 | 2.8% |
| Carroll County | 12 | 7 | 2.3% |
| Vermillion County | 16 | 4 | 1.7% |
| Starke County | 17 | 6 | 1.7% |
| Vigo County | 18 | 19 | 1.5% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology