Lender in Ohio · HMDA 2025
First Federal Savings and Loan Association of Lakewood mortgages in Ohio
First Federal Savings and Loan Association of Lakewood's 2025 home-purchase and refinance lending in Ohio, compared with all lenders in the state.
First Federal Savings and Loan Association of Lakewood originated 714 owner-occupied single-family loans in Ohio from 753 completed applications.
Its median conventional purchase loan costs were $4,610 versus $4,610 for all Ohio lenders, at a median 30-year fixed rate of 6.55% (Ohio: 6.625%).
Loans in OH
714
of 753 applications
Denial rate
3.6%
Purchase · OH 7.1%
Rate spread
+0.16 pts
Conv. · OH +0.22 pts
Loan amount
$275,000
Purchase · OH $245,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 642 | 616 | 3.6% | 6.550% | +0.16 pts | $4,610 | $275,000 |
| Refinance | 66 | 58 | 12.1% | 6.450% | +0.09 pts | $3,920 | $255,000 |
| Cash-out refinance | 45 | 40 | 11.1% | 6.825% | +0.35 pts | $3,560 | $205,000 |
*Conventional loans only; medians with at least 20 loans.
Ohio counties where First Federal Savings and Loan Association of Lakewood ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Cuyahoga County | 8 | 345 | 2.5% |
| Medina County | 16 | 49 | 1.8% |
| Lake County | 17 | 51 | 1.4% |
| Geauga County | 19 | 14 | 1.2% |
| Lorain County | 23 | 55 | 1.1% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology