Lender in Arkansas · HMDA 2025
First Financial Bank mortgages in Arkansas
First Financial Bank's 2025 home-purchase and refinance lending in Arkansas, compared with all lenders in the state.
First Financial Bank originated 317 owner-occupied single-family loans in Arkansas from 353 completed applications, making it the state's #25 lender by volume.
Its median conventional purchase loan costs were $3,030 versus $3,850 for all Arkansas lenders, at a median 30-year fixed rate of 6.625% (Arkansas: 6.625%).
Loans in AR
317
of 353 applications
Denial rate
6.2%
Purchase · AR 8.5%
Rate spread
+0.26 pts
Conv. · AR +0.17 pts
Loan amount
$215,000
Purchase · AR $245,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 292 | 268 | 6.2% | 6.625% | +0.26 pts | $3,030 | $215,000 |
| Refinance | 32 | 25 | 18.8% | — | +0.35 pts | $3,170 | $245,000 |
| Cash-out refinance | 29 | 24 | 17.2% | — | — | — | $125,000 |
*Conventional loans only; medians with at least 20 loans.
Arkansas counties where First Financial Bank ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Union County | 2 | 47 | 15.6% |
| Poinsett County | 2 | 19 | 7.2% |
| Cross County | 4 | 8 | 4.3% |
| Woodruff County | 4 | 2 | 6.7% |
| Scott County | 6 | 3 | 3.7% |
| Sebastian County | 7 | 54 | 3.8% |
| Calhoun County | 7 | 1 | 2.4% |
| Craighead County | 8 | 42 | 2.8% |
| Montgomery County | 9 | 1 | 1.5% |
| Crawford County | 10 | 21 | 2.7% |
| Polk County | 10 | 4 | 1.7% |
| Clark County | 11 | 3 | 1.4% |
| Cleveland County | 11 | 1 | 1.8% |
| Cleburne County | 14 | 5 | 1.7% |
| Stone County | 17 | 1 | 0.9% |
| Greene County | 21 | 8 | 1.2% |
| Mississippi County | 23 | 2 | 0.6% |
| Ouachita County | 23 | 1 | 0.5% |
| Franklin County | 24 | 2 | 1.0% |
| Randolph County | 24 | 1 | 0.5% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology