Lender in Indiana · HMDA 2025
First Financial Bank mortgages in Indiana
First Financial Bank's 2025 home-purchase and refinance lending in Indiana, compared with all lenders in the state.
First Financial Bank originated 829 owner-occupied single-family loans in Indiana from 988 completed applications.
Its median conventional purchase loan costs were $3,080 versus $3,350 for all Indiana lenders, at a median 30-year fixed rate of 6.75% (Indiana: 6.625%).
Loans in IN
829
of 988 applications
Denial rate
11.1%
Purchase · IN 7.4%
Rate spread
+0.33 pts
Conv. · IN +0.24 pts
Loan amount
$195,000
Purchase · IN $245,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 691 | 612 | 11.1% | 6.750% | +0.33 pts | $3,080 | $195,000 |
| Refinance | 138 | 91 | 31.9% | 6.250% | +0.16 pts | $3,460 | $245,000 |
| Cash-out refinance | 159 | 126 | 20.8% | 6.750% | +0.47 pts | $3,070 | $115,000 |
*Conventional loans only; medians with at least 20 loans.
Indiana counties where First Financial Bank ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Wayne County | 1 | 110 | 13.4% |
| Ripley County | 1 | 36 | 11.3% |
| Rush County | 1 | 21 | 8.2% |
| Warren County | 1 | 11 | 9.2% |
| Ohio County | 1 | 7 | 10.8% |
| Bartholomew County | 2 | 101 | 7.7% |
| Fayette County | 2 | 40 | 11.0% |
| Franklin County | 2 | 26 | 9.1% |
| Decatur County | 4 | 27 | 7.2% |
| Jennings County | 5 | 19 | 6.0% |
| Dearborn County | 6 | 32 | 4.0% |
| Randolph County | 6 | 14 | 4.6% |
| Switzerland County | 6 | 6 | 4.7% |
| Carroll County | 7 | 14 | 4.5% |
| Jefferson County | 8 | 23 | 5.3% |
| Jay County | 11 | 7 | 3.6% |
| Benton County | 11 | 4 | 2.5% |
| Blackford County | 11 | 4 | 2.9% |
| Fountain County | 13 | 5 | 2.2% |
| Jackson County | 14 | 11 | 2.1% |
| Shelby County | 15 | 15 | 1.9% |
| Henry County | 15 | 11 | 1.6% |
| Montgomery County | 15 | 9 | 1.5% |
| Newton County | 16 | 4 | 1.8% |
| Owen County | 25 | 3 | 1.1% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology