Lender in Ohio · HMDA 2025
First Ohio Home Finance, Inc. mortgages in Ohio
First Ohio Home Finance, Inc.'s 2025 home-purchase and refinance lending in Ohio, compared with all lenders in the state.
First Ohio Home Finance, Inc. originated 411 owner-occupied single-family loans in Ohio from 411 completed applications.
Loans in OH
411
of 411 applications
Denial rate
0.0%
Purchase · OH 7.1%
Rate spread
+0.00 pts
Conv. · OH +0.22 pts
Loan amount
$215,000
Purchase · OH $245,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 368 | 368 | 0.0% | 6.625% | +0.00 pts | — | $215,000 |
| Refinance | 23 | 23 | 0.0% | — | +0.00 pts | — | $325,000 |
| Cash-out refinance | 20 | 20 | 0.0% | — | — | — | $155,000 |
*Conventional loans only; medians with at least 20 loans.
Ohio counties where First Ohio Home Finance, Inc. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Guernsey County | 2 | 40 | 9.9% |
| Muskingum County | 10 | 32 | 2.7% |
| Washington County | 12 | 11 | 2.0% |
| Crawford County | 13 | 8 | 1.8% |
| Noble County | 13 | 2 | 2.1% |
| Morgan County | 16 | 2 | 1.6% |
| Richland County | 21 | 14 | 0.9% |
| Vinton County | 23 | 1 | 1.0% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology