Lender in Arkansas · HMDA 2025
First Security Bank mortgages in Arkansas
First Security Bank's 2025 home-purchase and refinance lending in Arkansas, compared with all lenders in the state.
First Security Bank originated 528 owner-occupied single-family loans in Arkansas from 579 completed applications, making it the state's #16 lender by volume.
Its median conventional purchase loan costs were $3,180 versus $3,850 for all Arkansas lenders, at a median 30-year fixed rate of 6.375% (Arkansas: 6.625%).
Loans in AR
528
of 579 applications
Denial rate
5.0%
Purchase · AR 8.5%
Rate spread
−0.18 pts
Conv. · AR +0.17 pts
Loan amount
$235,000
Purchase · AR $245,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 464 | 426 | 5.0% | 6.375% | −0.18 pts | $3,180 | $235,000 |
| Refinance | 68 | 62 | 8.8% | 6.000% | −0.22 pts | $3,090 | $235,000 |
| Cash-out refinance | 47 | 40 | 14.9% | 6.500% | +0.02 pts | $3,310 | $185,000 |
*Conventional loans only; medians with at least 20 loans.
Arkansas counties where First Security Bank ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| White County | 3 | 75 | 7.2% |
| Johnson County | 3 | 20 | 7.3% |
| Cleburne County | 4 | 17 | 5.7% |
| Faulkner County | 5 | 108 | 5.5% |
| Pope County | 5 | 26 | 4.0% |
| Yell County | 6 | 7 | 4.0% |
| Baxter County | 7 | 22 | 3.7% |
| Van Buren County | 7 | 7 | 3.7% |
| Woodruff County | 8 | 1 | 3.3% |
| Grant County | 9 | 4 | 1.5% |
| Garland County | 10 | 26 | 2.1% |
| Marion County | 10 | 5 | 2.5% |
| Stone County | 11 | 2 | 1.8% |
| Prairie County | 13 | 1 | 1.5% |
| Perry County | 14 | 2 | 1.7% |
| Saline County | 16 | 37 | 1.6% |
| Newton County | 16 | 1 | 1.5% |
| Craighead County | 19 | 23 | 1.6% |
| Madison County | 20 | 2 | 1.0% |
| Hot Spring County | 23 | 4 | 1.2% |
| Randolph County | 23 | 1 | 0.5% |
| Independence County | 25 | 2 | 0.4% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology