Lender in Kansas · HMDA 2025
First State Bank of St. Charles, Missouri mortgages in Kansas
First State Bank of St. Charles, Missouri's 2025 home-purchase and refinance lending in Kansas, compared with all lenders in the state.
First State Bank of St. Charles, Missouri originated 549 owner-occupied single-family loans in Kansas from 549 completed applications, making it the state's #11 lender by volume.
Its median conventional purchase loan costs were $3,050 versus $3,290 for all Kansas lenders, at a median 30-year fixed rate of 6.50% (Kansas: 6.625%).
Loans in KS
549
of 549 applications
Denial rate
0.0%
Purchase · KS 6.6%
Rate spread
+0.01 pts
Conv. · KS +0.18 pts
Loan amount
$355,000
Purchase · KS $255,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 462 | 462 | 0.0% | 6.500% | +0.01 pts | $3,050 | $355,000 |
| Refinance | 57 | 57 | 0.0% | 6.125% | −0.09 pts | $3,260 | $395,000 |
| Cash-out refinance | 30 | 30 | 0.0% | 6.750% | +0.21 pts | $3,120 | $335,000 |
*Conventional loans only; medians with at least 20 loans.
Kansas counties where First State Bank of St. Charles, Missouri ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Johnson County | 5 | 375 | 3.8% |
| Leavenworth County | 5 | 58 | 4.0% |
| Miami County | 5 | 28 | 4.6% |
| Wyandotte County | 7 | 55 | 2.9% |
| Linn County | 9 | 3 | 2.8% |
| Jefferson County | 14 | 5 | 1.6% |
| Wilson County | 14 | 1 | 1.4% |
| Jackson County | 17 | 2 | 1.2% |
| Anderson County | 24 | 1 | 1.3% |
| Franklin County | 25 | 5 | 1.1% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology