Lender in Oklahoma · HMDA 2025
Firstar Bank mortgages in Oklahoma
Firstar Bank's 2025 home-purchase and refinance lending in Oklahoma, compared with all lenders in the state.
Firstar Bank originated 329 owner-occupied single-family loans in Oklahoma from 337 completed applications.
Its median conventional purchase loan costs were $4,500 versus $4,880 for all Oklahoma lenders, at a median 30-year fixed rate of 6.375% (Oklahoma: 6.625%).
Loans in OK
329
of 337 applications
Denial rate
1.6%
Purchase · OK 7.6%
Rate spread
−0.01 pts
Conv. · OK +0.21 pts
Loan amount
$185,000
Purchase · OK $235,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 252 | 248 | 1.6% | 6.375% | −0.01 pts | $4,500 | $185,000 |
| Refinance | 84 | 80 | 3.6% | 6.375% | −0.03 pts | $5,580 | $265,000 |
| Cash-out refinance | 1 | 1 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Oklahoma counties where Firstar Bank ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Sequoyah County | 1 | 93 | 21.1% |
| Haskell County | 1 | 14 | 17.9% |
| Muskogee County | 2 | 62 | 9.2% |
| Le Flore County | 2 | 43 | 11.0% |
| Latimer County | 5 | 3 | 6.3% |
| Cherokee County | 8 | 11 | 2.8% |
| Adair County | 11 | 3 | 2.4% |
| Pawnee County | 12 | 4 | 2.6% |
| Mayes County | 17 | 6 | 1.4% |
| McIntosh County | 17 | 3 | 1.8% |
| Wagoner County | 19 | 23 | 1.2% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology