Lender in Florida · HMDA 2025
Firstbank Puerto Rico mortgages in Florida
Firstbank Puerto Rico's 2025 home-purchase and refinance lending in Florida, compared with all lenders in the state.
Firstbank Puerto Rico originated 242 owner-occupied single-family loans in Florida from 268 completed applications.
Its median conventional purchase loan costs were $5,000 versus $6,760 for all Florida lenders, at a median 30-year fixed rate of 6.25% (Florida: 6.625%).
Loans in FL
242
of 268 applications
Denial rate
3.9%
Purchase · FL 12.8%
Rate spread
+0.13 pts
Conv. · FL +0.14 pts
Loan amount
$225,000
Purchase · FL $345,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 255 | 232 | 3.9% | 6.250% | +0.13 pts | $5,000 | $225,000 |
| Refinance | 1 | 1 | — | — | — | — | — |
| Cash-out refinance | 12 | 9 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Florida counties where Firstbank Puerto Rico ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Broward County | 24 | 108 | 0.6% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology