Lender in Pennsylvania · HMDA 2025
Firstrust Savings Bank mortgages in Pennsylvania
Firstrust Savings Bank's 2025 home-purchase and refinance lending in Pennsylvania, compared with all lenders in the state.
Firstrust Savings Bank originated 334 owner-occupied single-family loans in Pennsylvania from 382 completed applications.
Its median conventional purchase loan costs were $5,940 versus $5,880 for all Pennsylvania lenders, at a median 30-year fixed rate of 6.50% (Pennsylvania: 6.625%).
Loans in PA
334
of 382 applications
Denial rate
9.3%
Purchase · PA 6.7%
Rate spread
+0.16 pts
Conv. · PA +0.17 pts
Loan amount
$275,000
Purchase · PA $275,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 343 | 303 | 9.3% | 6.500% | +0.16 pts | $5,940 | $275,000 |
| Refinance | 20 | 17 | 10.0% | — | — | — | — |
| Cash-out refinance | 19 | 14 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Pennsylvania counties where Firstrust Savings Bank ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Lehigh County | 10 | 86 | 2.1% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology