Lender in Arkansas · HMDA 2025
Firsttrust Home Loans, Inc. mortgages in Arkansas
Firsttrust Home Loans, Inc.'s 2025 home-purchase and refinance lending in Arkansas, compared with all lenders in the state.
Firsttrust Home Loans, Inc. originated 1,892 owner-occupied single-family loans in Arkansas from 1,904 completed applications, making it the state's #3 lender by volume.
Its median conventional purchase loan costs were $3,820 versus $3,850 for all Arkansas lenders, at a median 30-year fixed rate of 6.75% (Arkansas: 6.625%).
Loans in AR
1,892
of 1,904 applications
Denial rate
0.7%
Purchase · AR 8.5%
Rate spread
+0.34 pts
Conv. · AR +0.17 pts
Loan amount
$195,000
Purchase · AR $245,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 1,759 | 1,747 | 0.7% | 6.750% | +0.34 pts | $3,820 | $195,000 |
| Refinance | 136 | 136 | 0.0% | 6.875% | +0.41 pts | $4,430 | $255,000 |
| Cash-out refinance | 9 | 9 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Arkansas counties where Firsttrust Home Loans, Inc. ranks in the top 25
Showing the 30 counties where it ranks highest, of 58.
| County | Rank | Loans | Market share |
|---|---|---|---|
| Crittenden County | 1 | 171 | 33.9% |
| Lonoke County | 1 | 123 | 8.3% |
| Grant County | 1 | 82 | 31.1% |
| Arkansas County | 1 | 60 | 37.7% |
| Cross County | 1 | 60 | 32.1% |
| Ouachita County | 1 | 47 | 24.3% |
| Howard County | 1 | 18 | 25.4% |
| St. Francis County | 1 | 14 | 17.7% |
| Calhoun County | 1 | 11 | 26.2% |
| Dallas County | 1 | 9 | 25.0% |
| Desha County | 1 | 8 | 17.8% |
| Monroe County | 1 | 3 | 13.6% |
| Lee County | 1 | 2 | 8.7% |
| Saline County | 2 | 190 | 8.2% |
| Faulkner County | 2 | 159 | 8.1% |
| Jefferson County | 2 | 57 | 12.4% |
| Polk County | 2 | 24 | 10.2% |
| Cleveland County | 2 | 6 | 11.1% |
| Prairie County | 2 | 6 | 8.7% |
| Crawford County | 3 | 59 | 7.5% |
| Union County | 3 | 39 | 12.9% |
| Cleburne County | 3 | 18 | 6.0% |
| Clay County | 3 | 17 | 9.9% |
| Logan County | 3 | 16 | 8.4% |
| Franklin County | 3 | 15 | 7.2% |
| Mississippi County | 3 | 13 | 3.7% |
| Pike County | 3 | 5 | 9.4% |
| Pulaski County | 4 | 202 | 4.1% |
| Sebastian County | 4 | 73 | 5.2% |
| White County | 4 | 72 | 6.9% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology