Lender in Texas · HMDA 2025
FocusOne Mortgage, LLC mortgages in Texas
FocusOne Mortgage, LLC's 2025 home-purchase and refinance lending in Texas, compared with all lenders in the state.
FocusOne Mortgage, LLC originated 204 owner-occupied single-family loans in Texas from 248 completed applications.
Its median conventional purchase loan costs were $8,230 versus $6,860 for all Texas lenders, at a median 30-year fixed rate of 6.325% (Texas: 6.50%).
Loans in TX
204
of 248 applications
Denial rate
9.4%
Purchase · TX 10.2%
Rate spread
−0.07 pts
Conv. · TX +0.09 pts
Loan amount
$285,000
Purchase · TX $315,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 128 | 107 | 9.4% | 6.325% | −0.07 pts | $8,230 | $285,000 |
| Refinance | 9 | 8 | — | — | — | — | — |
| Cash-out refinance | 111 | 89 | 9.9% | 6.750% | +1.06 pts | $4,700 | $125,000 |
*Conventional loans only; medians with at least 20 loans.
Texas counties where FocusOne Mortgage, LLC ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Leon County | 13 | 3 | 1.9% |
| Trinity County | 17 | 2 | 1.8% |
| Walker County | 21 | 7 | 1.3% |
| Gray County | 22 | 2 | 1.1% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology