Lender in Massachusetts · HMDA 2025
General Mortgage Capital Corporation mortgages in Massachusetts
General Mortgage Capital Corporation's 2025 home-purchase and refinance lending in Massachusetts, compared with all lenders in the state.
General Mortgage Capital Corporation originated 209 owner-occupied single-family loans in Massachusetts from 214 completed applications.
Its median conventional purchase loan costs were $5,470 versus $5,240 for all Massachusetts lenders, at a median 30-year fixed rate of 6.50% (Massachusetts: 6.575%).
Loans in MA
209
of 214 applications
Denial rate
1.8%
Purchase · MA 6.3%
Rate spread
+0.06 pts
Conv. · MA +0.02 pts
Loan amount
$505,000
Purchase · MA $495,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 162 | 158 | 1.8% | 6.500% | +0.06 pts | $5,470 | $505,000 |
| Refinance | 44 | 44 | 0.0% | — | −0.08 pts | $3,880 | $535,000 |
| Cash-out refinance | 8 | 7 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology