Lender in California · HMDA 2025
Genway Home Mortgage, Inc. mortgages in California
Genway Home Mortgage, Inc.'s 2025 home-purchase and refinance lending in California, compared with all lenders in the state.
Genway Home Mortgage, Inc. originated 271 owner-occupied single-family loans in California from 534 completed applications.
Its median conventional purchase loan costs were $18,590 versus $7,920 for all California lenders, at a median 30-year fixed rate of 7.375% (California: 6.625%).
Loans in CA
271
of 534 applications
Denial rate
47.2%
Purchase · CA 8.9%
Rate spread
+0.96 pts
Conv. · CA +0.09 pts
Loan amount
$545,000
Purchase · CA $575,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 362 | 190 | 47.2% | 7.375% | +0.96 pts | $18,590 | $545,000 |
| Refinance | 71 | 34 | 52.1% | — | — | — | $515,000 |
| Cash-out refinance | 101 | 47 | 52.5% | 7.125% | +0.87 pts | $17,970 | $525,000 |
*Conventional loans only; medians with at least 20 loans.
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology