Lender in Indiana · HMDA 2025
German American Bank mortgages in Indiana
German American Bank's 2025 home-purchase and refinance lending in Indiana, compared with all lenders in the state.
German American Bank originated 483 owner-occupied single-family loans in Indiana from 588 completed applications.
Its median conventional purchase loan costs were $2,770 versus $3,350 for all Indiana lenders, at a median 30-year fixed rate of 6.50% (Indiana: 6.625%).
Loans in IN
483
of 588 applications
Denial rate
11.4%
Purchase · IN 7.4%
Rate spread
+0.11 pts
Conv. · IN +0.24 pts
Loan amount
$205,000
Purchase · IN $245,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 457 | 397 | 11.4% | 6.500% | +0.11 pts | $2,770 | $205,000 |
| Refinance | 63 | 47 | 25.4% | — | +0.19 pts | $2,250 | $185,000 |
| Cash-out refinance | 68 | 39 | 41.2% | 6.624% | +0.03 pts | $2,920 | $155,000 |
*Conventional loans only; medians with at least 20 loans.
Indiana counties where German American Bank ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Dubois County | 1 | 74 | 18.5% |
| Jefferson County | 2 | 33 | 7.6% |
| Daviess County | 2 | 22 | 8.0% |
| Pike County | 2 | 12 | 9.3% |
| Knox County | 3 | 30 | 8.3% |
| Perry County | 3 | 29 | 12.5% |
| Martin County | 3 | 6 | 6.1% |
| Spencer County | 5 | 14 | 6.9% |
| Gibson County | 7 | 16 | 3.7% |
| Vanderburgh County | 11 | 46 | 1.7% |
| Warrick County | 12 | 20 | 1.8% |
| Jennings County | 12 | 6 | 1.9% |
| Bartholomew County | 13 | 35 | 2.7% |
| Decatur County | 13 | 6 | 1.6% |
| Switzerland County | 14 | 2 | 1.6% |
| Scott County | 15 | 6 | 1.6% |
| Monroe County | 16 | 19 | 1.2% |
| Jackson County | 16 | 6 | 1.1% |
| Lawrence County | 17 | 7 | 1.1% |
| Posey County | 18 | 4 | 1.1% |
| Floyd County | 25 | 18 | 1.2% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology