Lender in Louisiana · HMDA 2025
GMFS LLC mortgages in Louisiana
GMFS LLC's 2025 home-purchase and refinance lending in Louisiana, compared with all lenders in the state.
GMFS LLC originated 1,939 owner-occupied single-family loans in Louisiana from 2,159 completed applications, making it the state's #3 lender by volume.
Its median conventional purchase loan costs were $2,890 versus $4,900 for all Louisiana lenders, at a median 30-year fixed rate of 6.625% (Louisiana: 6.625%).
Loans in LA
1,939
of 2,159 applications
Denial rate
2.6%
Purchase · LA 10.2%
Rate spread
+0.14 pts
Conv. · LA +0.19 pts
Loan amount
$255,000
Purchase · LA $245,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 1,640 | 1,481 | 2.6% | 6.625% | +0.14 pts | $2,890 | $255,000 |
| Refinance | 397 | 355 | 2.0% | 6.625% | +0.29 pts | $6,500 | $335,000 |
| Cash-out refinance | 122 | 103 | 3.3% | 6.875% | +0.46 pts | $5,080 | $245,000 |
*Conventional loans only; medians with at least 20 loans.
Louisiana counties where GMFS LLC ranks in the top 25
Showing the 30 counties where it ranks highest, of 50.
| County | Rank | Loans | Market share |
|---|---|---|---|
| St. Tammany Parish | 1 | 339 | 8.8% |
| East Feliciana Parish | 1 | 14 | 10.0% |
| East Baton Rouge Parish | 2 | 333 | 7.4% |
| Ascension Parish | 2 | 190 | 10.7% |
| St. Charles Parish | 2 | 57 | 9.8% |
| Morehouse Parish | 2 | 14 | 11.1% |
| Livingston Parish | 3 | 169 | 8.0% |
| Lafourche Parish | 3 | 53 | 6.2% |
| Washington Parish | 3 | 16 | 6.2% |
| Pointe Coupee Parish | 3 | 14 | 7.6% |
| Acadia Parish | 4 | 29 | 6.3% |
| West Baton Rouge Parish | 4 | 26 | 7.6% |
| St. Martin Parish | 4 | 24 | 5.5% |
| Iberville Parish | 4 | 12 | 5.0% |
| Tangipahoa Parish | 5 | 82 | 5.7% |
| St. Landry Parish | 5 | 28 | 4.9% |
| St. Mary Parish | 5 | 12 | 4.9% |
| Allen Parish | 5 | 5 | 5.0% |
| St. Bernard Parish | 6 | 14 | 3.7% |
| Jefferson Davis Parish | 6 | 12 | 4.6% |
| Assumption Parish | 6 | 7 | 5.0% |
| West Feliciana Parish | 6 | 7 | 5.7% |
| Cameron Parish | 6 | 2 | 6.7% |
| Lafayette Parish | 7 | 98 | 2.9% |
| Calcasieu Parish | 7 | 66 | 3.5% |
| Terrebonne Parish | 7 | 25 | 3.0% |
| St. John the Baptist Parish | 7 | 9 | 3.0% |
| Evangeline Parish | 7 | 8 | 4.6% |
| LaSalle Parish | 7 | 4 | 3.3% |
| West Carroll Parish | 7 | 3 | 5.6% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology